More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years

More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years

Rising inventory, price cuts, seller concessions available. Dustin McIntosh explains why now is worth a look. ...more

mortgage

August 11, 20262 min read

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now

Middle East tensions push oil and rates higher. Dustin McIntosh explains why your estimate may have changed. ...more

mortgage

August 07, 20262 min read

The Best Time to Buy a House Was 10 Years Ago and the Second Best Time Is Today Here Is Why

The Best Time to Buy a House Was 10 Years Ago and the Second Best Time Is Today Here Is Why

No crash expected, equity gap grows daily. Dustin McIntosh explains why waiting costs more than acting now. ...more

mortgage

August 07, 20263 min read

76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is the Smart Way to Use It

76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is the Smart Way to Use It

AI shops fast but misses nuance. Dustin McIntosh explains why combining AI and a loan officer wins deals. ...more

mortgage

August 07, 20263 min read

Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why the Peace Framework Is Helping

Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why the Peace Framework Is Helping

Oil routes reopen and rates ease from peak. Dustin McIntosh explains the chain reaction behind rates now. ...more

mortgage

August 05, 20263 min read

The 50 Year Mortgage Is Not Available Yet and Here Is What Buyers Should Focus on Instead Today

The 50 Year Mortgage Is Not Available Yet and Here Is What Buyers Should Focus on Instead Today

50-year mortgage discussed but not available. Dustin McIntosh explains the tradeoffs and what to use now ...more

mortgage

August 05, 20262 min read

Your Fixed Rate Mortgage Payment Increased and Your Lender Did Not Change Anything Here Is Why

Your Fixed Rate Mortgage Payment Increased and Your Lender Did Not Change Anything Here Is Why

Taxes and insurance raise your payment even with a fixed rate. Dustin McIntosh explains what to do. ...more

mortgage

July 02, 20264 min read

A Price Cut Does Not Mean Every Listing Is Open to a Lowball Offer and Here Is How to Find Leverage

A Price Cut Does Not Mean Every Listing Is Open to a Lowball Offer and Here Is How to Find Leverage

Not every cut means lowball room. Dustin McIntosh explains where real negotiating leverage actually is. ...more

mortgage

June 29, 20264 min read

The Fed Held Rates Steady for the Third Time and Here Is What Buyers Should Know Right Now

The Fed Held Rates Steady for the Third Time and Here Is What Buyers Should Know Right Now

Fed stable, no June meeting. Dustin McIntosh explains what this window means for buyers today. ...more

mortgage

June 03, 20264 min read

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405-202-3335

1901 Rickety Lane, Tyler TX 75703

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Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687. All loans subject to credit and property approval. Our privacy policy is here and our terms of use are here. State License Data: Here OK MLO19603 & OH MLO-OH 1873462