Your Fixed Rate Mortgage Payment Increased and Your Lender Did Not Change Anything Here Is Why

Taxes and insurance raise your payment even with a fixed rate. Dustin McIntosh explains what to do. ...more

mortgage

July 02, 2026•4 min read

A Price Cut Does Not Mean Every Listing Is Open to a Lowball Offer and Here Is How to Find Leverage

Not every cut means lowball room. Dustin McIntosh explains where real negotiating leverage actually is. ...more

mortgage

June 29, 2026•4 min read

The Fed Held Rates Steady for the Third Time and Here Is What Buyers Should Know Right Now

Fed stable, no June meeting. Dustin McIntosh explains what this window means for buyers today. ...more

mortgage

June 03, 2026•4 min read

Why Mortgage Rates Jumped Again and How Buyers With a Plan Are Still Locking Great Rates

Rates dipped then jumped again. Dustin McIntosh explains how prepared buyers lock when it counts. ...more

mortgage

June 02, 2026•4 min read

First-Time Buyers Have More Power Right Now Than the Market Is Letting On

Inventory is up, homes are sitting longer, and sellers are making concessions. Dustin McIntosh breaks down three tools first-time buyers can stack together right now to get deals that were simply not ... ...more

mortgage

April 28, 2026•5 min read

How Changing Your Down Payment, Credit, or Loan Term Can Impact Your Rate and Payment

One of the most common questions borrowers ask is: What can I do to get a better mortgage deal? The truth is, even small changes to your loan details can have a big impact — especially in today’s high... ...more

mortgage

October 02, 2025•2 min read

Will Mortgage Rates Go Down Soon? What Buyers and Homeowners Should Know

Many buyers and homeowners are wondering: Will mortgage rates go down soon? With talk of a potential Federal Reserve rate cut, hopes are high for lower payments and better affordability. As of Septemb... ...more

mortgage

October 02, 2025•2 min read